When collectors call over and over, it can feel invasive, and sometimes, it crosses the line into harassment. This post breaks down how often they’re legally allowed to contact you, what rules apply and how to make the calls stop. Multiple calls in a day may be...
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Year: 2025
What to know when reporting mold to your landlord
Living in a mold-infested rental property poses a significant health risk. You raise the matter with your landlord, but they ignore it. This frustrating situation can leave you in danger, but recent changes in Maryland offer hope. The Maryland Tenant Mold Protection...
Can a debt collector tell my family I owe money?
Discovering that a stranger contacted your parents, siblings or neighbors regarding your financial struggles can be humiliating. It feels like an invasion of privacy or a tactic to shame you into paying. If you wonder whether this behavior is legal, the answer is...
What to do if paid-off debts still appear on your credit report
Your credit report should reflect accurate financial information. When a debt you already paid appears as unpaid, it can raise concerns and affect how lenders view you. You can correct the problem by taking a structured approach. Check your credit reports for errors...
A stranger in your inbox: Debt collectors and social media
Most people expect debt collectors to ring their phone or fill their mailbox with letters. However, seeing a notification from a collector on Facebook, Instagram or X (formerly Twitter) can feel like a shocking invasion of privacy. You might worry that your friends,...
How new Maryland rules protect your credit from medical debt
A sudden illness should not ruin your financial future. However, many Maryland residents face aggressive billing while they recover. This situation often leads to fear about credit scores. Fortunately, 2025 updates to state law created a stronger shield for patients....
Can debt collectors take your wages in Maryland?
Getting collection calls can feel stressful, and many people worry most about one thing: can a debt collector take part of their paycheck? In Maryland, a collector can garnish your wages only if they sue you, win the case and get a judgment. Knowing the rules helps...
Can a debt collector contact your workplace?
Debt collectors can be intimidating when they demand payment for your debts. But what happens when they call you at work? As a consumer, federal and Maryland state laws offer you protection from debt collector misconduct. These laws outline the actions a collector can...
Inspiring Conversations with Jane Santoni of Santoni, Vocci & Ortega, LLC
VoyageBaltimore recently featured an interview with Attorney Jane Santoni. Discover her journey, her work, and the mission that drives her.
How does the Maryland Tenant Bill of Rights protect tenants?
In Maryland, laws protect tenants and ensure fair treatment and safe living conditions. The Maryland Tenant Bill of Rights helps tenants understand their rights and hold landlords accountable. These rights apply to all residential tenants in the state and offer...
