Reporting rental payment information to credit bureaus has drawbacks, especially for lower income renters. The National Consumer Law Center has published a paper on the issues presented when rental payment information is automatically reported to the credit bureaus.
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Month: October 2022
What notices must a lender provide when repossessing a vehicle?
Losing your vehicle to a repossession is a terrible situation, but you do have some rights. It is important to be aware of what the lender must do before and after taking your car. The Maryland Department of Labor explains auto lenders must follow all the typical debt...
Do you have legal protection when you finance or buy items online?
These days, it is common to find many stores with online shops where you can easily buy items online. Fortunately, the Fair Credit Billing Act protects consumers who use their credit cards online, even if they use them in stores outside of the state. This includes...
Landlords cannot legally take these 3 actions
The landlord-tenant relationship has the potential to be complex. There are both personal and legal considerations and spoken and unspoken obligations on both parties' sides. As a result, there is also the possibility of conflict, particularly when landlords fail to...
What is the Maryland Fair Debt Collection Act?
Many circumstances may lead to a person owing a debt. While debt collection is legal, debt collectors must adhere to the law in how they seek to obtain payment. Illegal debt collection practices often include techniques that harass and threaten people, causing stress,...