When you owe debt and are behind in paying your bills, you may start to get calls from collectors in Maryland requesting repayment for the money you've borrowed. Although you may be required to repay the money, there are still laws that debt collectors need to follow....
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Consumer Rights
Can debt collectors garnish stimulus payments?
With the passage and enactment of the latest stimulus package, part of the overall American Rescue Plan, U.S. citizens around the country celebrated the much-needed financial help that the bill provides. Legislators kept their promise to add $1,400 to the previous $600 checks and deposits was welcome news.
However, they were not the only ones heralding the influx of money into bank accounts nationwide. Debt collectors were at the ready to pounce, taking away the financial lifeline to pay the delinquent debts of consumers, promise or no promise.
Consumer protection under Maryland’s Lemon Law
Maryland's Lemon Law protects consumers in the state who purchase or lease defective vehicles. The law covers cars, motorcycles, and light trucks that are less than two years old and that have fewer than 18,000 miles on their odometers. When authorized dealers are not...
What the law says about auto repairs
Most every vehicle owner will face repairs, but finding a trustworthy mechanic can be tricky. Sometimes, mechanics take shortcuts to save money which could be risky. Consumers in Towson, Maryland, should know the basics on legal issues concerning vehicle repairs....
The Maryland Lemon Law
Maryland residents who buy or lease a new car, light truck or motorcycle are protected by the state’s Lemon Law. This law entitles consumers to a refund or replacement vehicle when a problem develops that dealers are unable to repair. However, remedies are only...
How to avoid buying a flood-damaged vehicle in Maryland
When cars are damaged by a hurricane or flood, some of those vehicles end up back on the market. The cars are bought by unsuspecting buyers who have no idea that the vehicle suffered water damage. As a result, the buyers might be exposed to contaminants like mold,...
SVO Files Suit Against Nationwide Infiniti Alleging Financing Fraud
The lawsuit alleges the following: When Alida McBride bought a 2015 Infinity at Nationwide Infiniti in Timonium in November 2019 she was told that a financing rate of 19.13% was the best she could get. What Nationwide failed to tell her was that she actually...
Consumer Warranties – Protections for Consumers
Buyers of consumer products are often offered or sold warranties with the products they are purchasing, especially in the case of big purchases, like a car. What many consumers probably don’t know is that a federal law, the Magnuson-Moss Warranty Act, applies to many...
Rule would allow consumers to sue banks in court – and that’s a good thing
I recently stumbled across some comments that should be of concern to the trial lawyer bar and President Barack Obama. That there is contempt on the Internet for trial lawyers and the president is hardly news. But the comments I read were spitting fire at Obama and...