•
Offering high-quality, cost-effective representation to consumers throughout Maryland
Recording phone calls with debt collectors may help protect your rights, but it is important to understand Maryland's laws before doing so. Maryland is a two-party consent state. This means that both parties must agree to the recording. If you record a phone call...
Scammers constantly look for new ways to steal banking information. They use tricks to get people to share their account details, passwords, or other sensitive data. Once they have this information, they can drain accounts, make fraudulent purchases, or even open new...
Debt collection can be stressful, and many consumers struggle to separate fact from fiction. Misinformation about debt collection laws can lead to unnecessary fear and confusion. Understanding the truth behind common myths helps consumers protect their rights and make...
False advertising tricks people and makes businesses compete unfairly. Some companies lie about their products, hide important details, or change prices without telling customers. Knowing how to spot these tricks and taking action can help stop them. Signs of false...
Your financial data isn’t just in the hands of big credit bureaus—it’s also collected by specialty reporting companies tracking everything from rental history to casino transactions. The Consumer Financial Protection Bureau (CFPB) released its annual list of consumer...
Facing a lawsuit from a debt collector can be challenging, but understanding your options and taking the right steps can help you navigate the process effectively. Acting promptly and knowing your legal rights are essential for protecting yourself and achieving the...
Class action lawsuits can be a way to address widespread credit reporting errors, but it’s important to weigh the potential benefits and drawbacks before participating. Benefits of joining a class action lawsuit One key benefit of joining a class action lawsuit is the...
Receiving a notice about a debt you don’t recognize can be frustrating and stressful. Fortunately, Maryland state law and federal protections provide steps you can take to dispute a debt that you believe is not yours. Understand your rights under the law Under the...
The 'right to repair' movement is gaining momentum across the world, with consumers demanding the ability to repair their own products. From smartphones to tractors, people want manufacturers to provide tools, parts, and information necessary for repairs. This...
If debt collectors keep calling you, it can be overwhelming. You may wonder if you should verify the debt, especially if the calls are frequent. The answer is yes—verifying the debt is important, no matter how often they call. It is helpful to understand why taking...