Offering high-quality, cost-effective representation to consumers throughout Maryland
Debt collectors can be incredibly diligent in trying to contact you about debt. You may become upset over calls you receive. Luckily, federal laws set the rules for how debt collectors may use the phone in their attempt to contact you. Time limits Debt collectors must...
Reporting rental payment information to credit bureaus has drawbacks, especially for lower income renters. The National Consumer Law Center has published a paper on the issues presented when rental payment information is automatically reported to the credit bureaus.
These days, it is common to find many stores with online shops where you can easily buy items online. Fortunately, the Fair Credit Billing Act protects consumers who use their credit cards online, even if they use them in stores outside of the state. This includes...
Many circumstances may lead to a person owing a debt. While debt collection is legal, debt collectors must adhere to the law in how they seek to obtain payment. Illegal debt collection practices often include techniques that harass and threaten people, causing stress,...
You bought a new car, but now it frequently needs repairs. The dealership may fix some of these issues, often with little or no cost. Others, however, may not have repair options. The state’s Lemon Law commonly applies in such situations and offers you some...
Owing money to creditors is extremely stressful. In addition to your concerns about your finances, you may also experience stress when it comes to creditor interactions. This is especially true when dealing with aggressive tactics and techniques. However, keep in mind...
Knowing a vehicle's history after purchase is imperative to whether you received a good deal or a used car dealer tried to scam you. From pictures or first glance, you may not notice water damage. Likewise, dealers can clean cars up so you cannot tell outright that...
Auto loans represent the third-largest consumer credit category in the U.S. If you do not make your auto loan on time, your lender has the right to repossess your SUV. However, illegal repos are increasing today. Does this issue affect you? About vehicle repossessions...
Buying a new car is an exciting prospect, but you must perform due diligence to ensure a good deal. You must also work with a reputable car dealership that prioritizes quality customer service at every turn. There are certain car dealership red flags to watch for,...
Debt collectors can be aggressive when trying to contact you and talk about the money you owe them. They may call you multiple times a day and at different numbers. The Consumer Financial Protection Bureau explains federal law does protect you against harassment from...