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Offering high-quality, cost-effective representation to consumers throughout Maryland
Credit reporting errors can cause significant damage to a person's financial well-being. In Maryland, creditors must follow strict guidelines under both federal and state laws when reporting information to credit bureaus. When creditors intentionally make false...
Debt collection agencies increasingly use AI and automated systems to contact consumers, leading to an increase in potential harassment. Consumers can take steps to protect themselves from these tactics. Understand your rights under the FDCPA The Fair Debt Collection...
Tenants facing eviction have several legal protections to help them navigate the process. If you believe your landlord is unfairly attempting to evict you, it’s important to understand your rights and take action to protect yourself. Review the lease If your landlord...
The Telephone Consumer Protection Act (TCPA) is a federal law that protects consumers from unwanted and intrusive phone calls. This includes those from debt collectors. It is important to understand how the TCPA enables consumers to halt harassment from debt...
Living in Maryland, you might wonder about the rights your landlord has to enter your rental home. It’s essential to know what’s allowed and what’s not when it comes to landlord walkthroughs. This helps ensure your privacy while maintaining a good relationship with...
Here is some important information from our friends at the FTC about your rights regarding background checks, including tenant background checks. Tenant Background Checks and Your Rights Disputing Errors on Your Background Check Report If you believe your rights have...
Zombie debt, or old debt that collectors resurrect, can confuse and stress many consumers. Knowing your rights in Maryland can help you navigate these situations effectively. What is zombie debt? Zombie debt refers to old debts that creditors charged off or settled...
Debt collector calls can quickly go from being a nuisance to outright harassment. Knowing your rights is crucial to handling these situations effectively and protecting yourself from abusive practices. Recognizing harassment The government designed The Fair Debt...
Debt collection attempts can be stressful, and distinguishing between legitimate efforts and scams can be challenging. Scammers often target vulnerable individuals, making it important to know how to identify authentic debt collectors. Understanding what to do can...
The Fair Credit Reporting Act (FCRA) helps protect consumers by ensuring the accuracy, fairness, and privacy of their personal information in credit reports. If you live in Maryland and suspect inaccuracies on your credit report, understanding FCRA violations can help...