Offering high-quality, cost-effective representation to consumers throughout Maryland
If you owe an entity money and do not pay, that company may send your account to collections. At this point, a debt collector will likely try to contact you to obtain money to cover what you owe. According to the Consumer Financial Protection Bureau, a debt collector...
The Consumer Financial Protection Bureau issued a warning to auto lenders to avoid repossessing vehicles before they are legally allowed to. A representative for the consumer watchdog said that the organization has only seen a small increase in repossessions but wants...
Like many other Marylanders, you have no choice but to drive to and from work. If you cannot afford to buy a car outright, you also might have no choice but to finance one. While it is advisable to purchase your vehicle from a highly-rated dealer, there are plenty of...
With the high cost of everyday items nowadays, it should come as no surprise that many Americans must reach for their credit cards to make necessary purchases. Indeed, according to reporting from Yahoo!, 14 million Americans have more than $10,000 in credit card debt....
While some landlords might accept an oral agreement, most will require a written contract. Before signing this, you need to read it carefully. You can talk to your new landlord if you need to change anything. You can then figure out how to reword the contract to...
Debt collectors have a difficult job, and they often resort to strange methods in order to get the money they need. However, the Fair Debt Collection Practices Act (FDCPA) exists as a way of combatting debt-collecting behavior from getting out of hand. Unfortunately,...
If you are delinquent on your car payments, you can expect your lender to repossess your vehicle. While traumatic for you, car repossessions are exceedingly common in the U.S. In fact, according to reporting from CBS News, even many Americans with good credit scores...
Financing automobiles is big business in the U.S. Indeed, according to Lending Tree, Americans collectively owe roughly $1.46 trillion on the cars, trucks and SUVs they drive every day. This means car loans account for approximately 9% of all the outstanding debt in...
Renting allows for more frequent moves and less financial attachment to your location. However, moving gets expensive especially when there are extra fees involved. Understand the basics of your rights when moving in and out of a location to ensure your landlord's...
The state of Maryland faces a bed bug crisis. Bed bugs are parasitic insects that feed on blood. They do not spread diseases, but their bites cause painful, itchy skin lesions. Some people have allergic reactions to bed bug saliva and, in a severe infestation, bed...