If a consumer in Townsend, Maryland, gets behind on a debt, the original creditor could sell it to a third-party collection agency. This often means getting swamped with calls from creditors, but the Fair Debt Consumer Protection Act previously restricted the...
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Month: July 2021
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Maryland law caps rental property security deposits
Landlords in Maryland usually ask their tenants to pay a security deposit equivalent to one month’s rent when leases are signed, but they may ask for more when the tenant owns pets or has a troubled credit history. However, Maryland tenant law states that the amount...
How the FDCPA helps consumers fight harassing debt collectors
If you get behind on debts in Towson, Maryland, you may get contacted by creditors, which only adds to the stress. While some creditors are reasonable, others will keep harassing you. However, the Fair Debt Collection Practices Act outlines rules all collectors must...