Landlords must fulfill certain obligations toward tenants. The law enforces these rules so that renters have basic protections. The poor are most vulnerable to predatory landlords. That said, any renter could wind up in a situation that requires legal help. Landlord...
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Year: 2021
How may the law protect me when I buy or finance items online?
You most likely appreciate the systems that allow you to select and pay for items quickly online. If you visit a website and use your credit card, the Fair Credit Billing Act protects you even when you make purchases from merchants located outside of Maryland. Under...
What is debt collector misrepresentation?
Debt collector harassment is an umbrella term used to describe the actions that a debt collector can take that violate the protections of the Fair Debt Collection Practices Act (FDCPA). This often includes extreme behaviors like physical threats or frequent phone...
What are the steps for repossessing a vehicle?
When you default on your car loan, your creditor can legally repossess your vehicle. However, there are certain steps that a creditor has to take in order for the repossession to be legal. You do not have to miss several payments before a creditor takes your car. The...
When can my landlord enter my home?
As a renter, you have a reasonable expectation of privacy, but your landlord also has a right to enter the property to perform general maintenance, provide for the safety of occupants and show the property to potential buyers. Many tenants are unclear about the laws...
Can you legally sublet your apartment?
When you lease an apartment, you do so for a specified amount of time, usually a year. But what happens if circumstances arise that make it necessary for you to move out ahead of time? For instance, you may receive a promotion that requires you to relocate. Or your...
What does illegal debt collection look like?
Knowing that you have past-due bills to pay can create uncertainty as you try to figure out the best way to catch up. Receiving non-stop requests from lenders for repayment can only exacerbate the issue. While it is not illegal for debt collectors to contact you...
What is the Magnuson-Moss Warranty Act?
All Maryland businesses that offer product warranties must adhere to the Magnuson-Moss Warranty Act. Enacted in 1975 and codified in Title 15 of the United States Code, the law sets federal standards for warranties. Note, however, that the statute only applies to...
What to do if your apartment needs critical repairs
Landlords have a legal responsibility to keep the property in a habitable condition. If the landlord or property manager fails to make necessary repairs in a timely manner, Maryland tenants may have recourse. Failure to follow the proper channels and simply...
What car leasing tricks are out there?
Finding a reliable and inexpensive pre-owned vehicle might be difficult, but some Maryland consumers can't always pass up a deal for a particular model. An outstanding lease special delivers little benefit when the engine won't start or the transmission won't shift to...