The Telephone Consumer Protection Act (TCPA) is a federal law that protects consumers from unwanted and intrusive phone calls. This includes those from debt collectors. It is important to understand how the TCPA enables consumers to halt harassment from debt...
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Month: August 2024
Are weekly landlord walkthroughs allowed in Maryland homes?
Living in Maryland, you might wonder about the rights your landlord has to enter your rental home. It’s essential to know what’s allowed and what’s not when it comes to landlord walkthroughs. This helps ensure your privacy while maintaining a good relationship with...
Tenant Background Checks and Your Rights
Here is some important information from our friends at the FTC about your rights regarding background checks, including tenant background checks. Tenant Background Checks and Your Rights Disputing Errors on Your Background Check Report If you believe your rights have...
Understanding consumer rights with zombie debt
Zombie debt, or old debt that collectors resurrect, can confuse and stress many consumers. Knowing your rights in Maryland can help you navigate these situations effectively. What is zombie debt? Zombie debt refers to old debts that creditors charged off or settled...
When do debt collector calls become harassment?
Debt collector calls can quickly go from being a nuisance to outright harassment. Knowing your rights is crucial to handling these situations effectively and protecting yourself from abusive practices. Recognizing harassment The government designed The Fair Debt...
Understanding legitimate debt collection attempts
Debt collection attempts can be stressful, and distinguishing between legitimate efforts and scams can be challenging. Scammers often target vulnerable individuals, making it important to know how to identify authentic debt collectors. Understanding what to do can...