Class action lawsuits can be a way to address widespread credit reporting errors, but it’s important to weigh the potential benefits and drawbacks before participating. Benefits of joining a class action lawsuit One key benefit of joining a class action lawsuit is the...
Offering high-quality, cost-effective representation to consumers throughout Maryland
Year: 2024
How can you dispute a debt that you believe is not yours?
Receiving a notice about a debt you don’t recognize can be frustrating and stressful. Fortunately, Maryland state law and federal protections provide steps you can take to dispute a debt that you believe is not yours. Understand your rights under the law Under the...
How can tenants enforce their right to habitable housing?
Landlords must provide tenants with safe and livable housing. When a landlord fails to maintain habitable living conditions, tenants have legal options to address the situation. Understanding these rights can help tenants protect their well-being and hold landlords...
How do credit report mistakes impact employment chances?
Mistakes in credit reports can cause big problems, even in areas that don’t seem related to money. Many employers look at credit history when hiring, especially for jobs involving money or sensitive information. Errors on a credit report can unfairly hurt someone’s...
How does right to repair legislation impact consumers?
The 'right to repair' movement is gaining momentum across the world, with consumers demanding the ability to repair their own products. From smartphones to tractors, people want manufacturers to provide tools, parts, and information necessary for repairs. This...
Should you verify a debt even if collectors keep calling?
If debt collectors keep calling you, it can be overwhelming. You may wonder if you should verify the debt, especially if the calls are frequent. The answer is yes—verifying the debt is important, no matter how often they call. It is helpful to understand why taking...
How can tenants challenge unlawful eviction after a disaster?
Natural disasters can leave tenants in vulnerable positions, especially when landlords try to evict them unlawfully. Understanding tenants' rights is crucial to challenging wrongful evictions in these situations. Here are the steps tenants can take to protect...
Dealing with fraudulent warranty claims
Dealing with a fraudulent warranty claim can be frustrating. Luckily, laws protect consumers by ensuring companies honor warranties and don’t mislead buyers about the coverage. Whether the issue is with home appliances, electronics, or other important products,...
Do malicious creditors make intentional credit reporting errors?
Credit reporting errors can cause significant damage to a person's financial well-being. In Maryland, creditors must follow strict guidelines under both federal and state laws when reporting information to credit bureaus. When creditors intentionally make false...
How can consumers stop AI-driven debt collection harassment?
Debt collection agencies increasingly use AI and automated systems to contact consumers, leading to an increase in potential harassment. Consumers can take steps to protect themselves from these tactics. Understand your rights under the FDCPA The Fair Debt Collection...