Offering high-quality, cost-effective representation to consumers throughout Maryland
When the phone rings it can stir feelings of apprehension, especially if you think it is your debt collector calling. The U.S. Bureau of Labor Statistics estimates that there are close to 200,000 debt collection agents working in the U.S. as of 2021. Many wonder if...
The type of debts you carry may influence how many years debt collectors could continue to pursue unpaid balances. As noted on the Maryland General Assembly website, plaintiffs may pursue civil lawsuits for debt collection as long as they file within the appropriate...
Living with debt is a reality for many Maryland residents. When these debts become due, debt collectors might come into the picture. However, there are certain behaviors and actions by debt collectors that are not just persistent but cross over into harassment. This...
No one wants to go toe-to-toe with a debt collector. Even the most pleasant of them still have an extremely unpleasant job to carry out. Many are not exactly easy to deal with, either. Knowing how to handle them can thus go a long way. Do research on the debt Bankrate...
You probably expected that you would have the money to pay your debts when they were due, but sometimes, life throws unexpected curveballs that can prevent you from staying current. In these cases, you may encounter debt collectors. The Fair Debt Collection Practices...
The Consumer Financial Protection Bureau issued a warning to auto lenders to avoid repossessing vehicles before they are legally allowed to. A representative for the consumer watchdog said that the organization has only seen a small increase in repossessions but wants...
With the high cost of everyday items nowadays, it should come as no surprise that many Americans must reach for their credit cards to make necessary purchases. Indeed, according to reporting from Yahoo!, 14 million Americans have more than $10,000 in credit card debt....
Debt collectors have a difficult job, and they often resort to strange methods in order to get the money they need. However, the Fair Debt Collection Practices Act (FDCPA) exists as a way of combatting debt-collecting behavior from getting out of hand. Unfortunately,...
Financing automobiles is big business in the U.S. Indeed, according to Lending Tree, Americans collectively owe roughly $1.46 trillion on the cars, trucks and SUVs they drive every day. This means car loans account for approximately 9% of all the outstanding debt in...
Getting into a financial bind means you may have to stop paying one or two accounts until you can get back on better footing. When debt collectors start trying to get you to pay back the money you owe, they must do it according to the law. Both federal and state laws...