Debt collector harassment is an umbrella term used to describe the actions that a debt collector can take that violate the protections of the Fair Debt Collection Practices Act (FDCPA). This often includes extreme behaviors like physical threats or frequent phone...
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Debt Collection
What does illegal debt collection look like?
Knowing that you have past-due bills to pay can create uncertainty as you try to figure out the best way to catch up. Receiving non-stop requests from lenders for repayment can only exacerbate the issue. While it is not illegal for debt collectors to contact you...
New debt collection rules for collectors
If a consumer in Townsend, Maryland, gets behind on a debt, the original creditor could sell it to a third-party collection agency. This often means getting swamped with calls from creditors, but the Fair Debt Consumer Protection Act previously restricted the...
How the FDCPA helps consumers fight harassing debt collectors
If you get behind on debts in Towson, Maryland, you may get contacted by creditors, which only adds to the stress. While some creditors are reasonable, others will keep harassing you. However, the Fair Debt Collection Practices Act outlines rules all collectors must...
Two actions Maryland debt collectors cannot do
Debt collectors in Maryland and the rest of the country use a variety of different tactics to collect on the debts that are owed to them. Unfortunately, they're not always acting in a legally abiding manner. As a consumer, it's vital that you understand what debt...
Can debt collectors seize your stimulus check?
Residents in Maryland and across the nation have been anxiously awaiting the passing of the American Rescue Plan. This Plan grants eligible Americans a total of $1,400 to assist with expenses. Unfortunately, some Americans may not have access to their funds due to...
Debt collection harassment help for consumers
When you owe debt and are behind in paying your bills, you may start to get calls from collectors in Maryland requesting repayment for the money you've borrowed. Although you may be required to repay the money, there are still laws that debt collectors need to follow....
Can debt collectors garnish stimulus payments?
With the passage and enactment of the latest stimulus package, part of the overall American Rescue Plan, U.S. citizens around the country celebrated the much-needed financial help that the bill provides. Legislators kept their promise to add $1,400 to the previous $600 checks and deposits was welcome news.
However, they were not the only ones heralding the influx of money into bank accounts nationwide. Debt collectors were at the ready to pounce, taking away the financial lifeline to pay the delinquent debts of consumers, promise or no promise.
Are the new debt collection rules helpful?
When someone owes money and cannot or refuses to pay, the debtor may expect a debt collector's call. "Professional" debt collectors, third parties that purchase debts, survive and thrive by succeeding where the original creditor faltered. In Maryland, debt collectors...
The law and consumer debt collection
Debtors usually experience many calls from creditors attempting to collect payments from them. Debtors often think collectors can do what they want, but the Fair Debt Collection Practices Act protects consumers from unfair and abusive collection tactics. Knowing what...