Offering high-quality, cost-effective representation to consumers throughout Maryland
Getting into a financial bind means you may have to stop paying one or two accounts until you can get back on better footing. When debt collectors start trying to get you to pay back the money you owe, they must do it according to the law. Both federal and state laws...
Debt collectors can be incredibly diligent in trying to contact you about debt. You may become upset over calls you receive. Luckily, federal laws set the rules for how debt collectors may use the phone in their attempt to contact you. Time limits Debt collectors must...
Losing your vehicle to a repossession is a terrible situation, but you do have some rights. It is important to be aware of what the lender must do before and after taking your car. The Maryland Department of Labor explains auto lenders must follow all the typical debt...
If you have missed credit card payments in the past, you may feel a rush of anxiety every time your phone rings or vibrates. After all, you may receive more calls from debt collectors than you do from family members, friends, colleagues or others. Debt collectors...
If you have bills you simply cannot pay, answering the phone and walking to the mailbox may cause you extreme stress. After all, your creditors may have turned your debt over to debt collectors. Debt collectors, of course, do not have reputations for being warm and...
If you have debt collectors harassing you at all hours, you may feel trapped. Most people carry the burden of debt, but it does not help the impact it can have on their lives. According to the Meredith Health Group, debt impacts your physical and mental health. No...
The government enacted laws to help sort out the parameters within which a debt collector must operate to get paid. Under these rules, a collector cannot harass you for payment. Regardless of how you accumulated the debt, you should not have to experience unfair...
Maryland’s laws allow creditors to repossess vehicles when borrowers’ accounts become delinquent. The Maryland Department of Labor’s website notes creditors may also repossess a vehicle if a borrower violates other terms in an agreement. If you cosigned for a borrower...
Debt collectors can be aggressive when trying to contact you and talk about the money you owe them. They may call you multiple times a day and at different numbers. The Consumer Financial Protection Bureau explains federal law does protect you against harassment from...
Debt collector harassment is an umbrella term used to describe the actions that a debt collector can take that violate the protections of the Fair Debt Collection Practices Act (FDCPA). This often includes extreme behaviors like physical threats or frequent phone...