Offering high-quality, cost-effective representation to consumers throughout Maryland
If you have missed credit card payments in the past, you may feel a rush of anxiety every time your phone rings or vibrates. After all, you may receive more calls from debt collectors than you do from family members, friends, colleagues or others. Debt collectors...
If you have bills you simply cannot pay, answering the phone and walking to the mailbox may cause you extreme stress. After all, your creditors may have turned your debt over to debt collectors. Debt collectors, of course, do not have reputations for being warm and...
If you have debt collectors harassing you at all hours, you may feel trapped. Most people carry the burden of debt, but it does not help the impact it can have on their lives. According to the Meredith Health Group, debt impacts your physical and mental health. No...
The government enacted laws to help sort out the parameters within which a debt collector must operate to get paid. Under these rules, a collector cannot harass you for payment. Regardless of how you accumulated the debt, you should not have to experience unfair...
Maryland’s laws allow creditors to repossess vehicles when borrowers’ accounts become delinquent. The Maryland Department of Labor’s website notes creditors may also repossess a vehicle if a borrower violates other terms in an agreement. If you cosigned for a borrower...
Debt collectors can be aggressive when trying to contact you and talk about the money you owe them. They may call you multiple times a day and at different numbers. The Consumer Financial Protection Bureau explains federal law does protect you against harassment from...
Debt collector harassment is an umbrella term used to describe the actions that a debt collector can take that violate the protections of the Fair Debt Collection Practices Act (FDCPA). This often includes extreme behaviors like physical threats or frequent phone...
Knowing that you have past-due bills to pay can create uncertainty as you try to figure out the best way to catch up. Receiving non-stop requests from lenders for repayment can only exacerbate the issue. While it is not illegal for debt collectors to contact you...
If a consumer in Townsend, Maryland, gets behind on a debt, the original creditor could sell it to a third-party collection agency. This often means getting swamped with calls from creditors, but the Fair Debt Consumer Protection Act previously restricted the...
If you get behind on debts in Towson, Maryland, you may get contacted by creditors, which only adds to the stress. While some creditors are reasonable, others will keep harassing you. However, the Fair Debt Collection Practices Act outlines rules all collectors must...