If a consumer in Townsend, Maryland, gets behind on a debt, the original creditor could sell it to a third-party collection agency. This often means getting swamped with calls from creditors, but the Fair Debt Consumer Protection Act previously restricted the...
Offering high-quality, cost-effective representation to consumers throughout Maryland
Debt Collection
How the FDCPA helps consumers fight harassing debt collectors
If you get behind on debts in Towson, Maryland, you may get contacted by creditors, which only adds to the stress. While some creditors are reasonable, others will keep harassing you. However, the Fair Debt Collection Practices Act outlines rules all collectors must...
Two actions Maryland debt collectors cannot do
Debt collectors in Maryland and the rest of the country use a variety of different tactics to collect on the debts that are owed to them. Unfortunately, they're not always acting in a legally abiding manner. As a consumer, it's vital that you understand what debt...
Can debt collectors seize your stimulus check?
Residents in Maryland and across the nation have been anxiously awaiting the passing of the American Rescue Plan. This Plan grants eligible Americans a total of $1,400 to assist with expenses. Unfortunately, some Americans may not have access to their funds due to...
Debt collection harassment help for consumers
When you owe debt and are behind in paying your bills, you may start to get calls from collectors in Maryland requesting repayment for the money you've borrowed. Although you may be required to repay the money, there are still laws that debt collectors need to follow....
Can debt collectors garnish stimulus payments?
With the passage and enactment of the latest stimulus package, part of the overall American Rescue Plan, U.S. citizens around the country celebrated the much-needed financial help that the bill provides. Legislators kept their promise to add $1,400 to the previous $600 checks and deposits was welcome news.
However, they were not the only ones heralding the influx of money into bank accounts nationwide. Debt collectors were at the ready to pounce, taking away the financial lifeline to pay the delinquent debts of consumers, promise or no promise.
Are the new debt collection rules helpful?
When someone owes money and cannot or refuses to pay, the debtor may expect a debt collector's call. "Professional" debt collectors, third parties that purchase debts, survive and thrive by succeeding where the original creditor faltered. In Maryland, debt collectors...
The law and consumer debt collection
Debtors usually experience many calls from creditors attempting to collect payments from them. Debtors often think collectors can do what they want, but the Fair Debt Collection Practices Act protects consumers from unfair and abusive collection tactics. Knowing what...
Limitations on debt collection practices
Most people think debt collectors in Maryland can do anything they want to pursue payment, which makes debtors afraid to answer the phone. Collectors may attempt to collect debts, but the Fair Debt Collection Practices Act limits how they can contact debtors. What...
What a debt collector cannot do
Some debt collectors in Maryland do not get looked upon favorably because of how they attempt to collect debts. The Fair Debt Collection Practices Act prohibits debt collectors from being abusive toward consumers. Debt collectors cannot use the following tactics....