Holding debt can be stressful, especially for anyone struggling to pay. Although collectors must follow a clear set of rules and regulations, they sometimes violate them regardless. Those who engage in illegal debt collection practices must change tactics or face the...
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Year: 2024
What repairs on your rental is your landlord required to do?
Renting a property in Maryland comes with certain expectations and responsibilities for both tenants and landlords. As a tenant, you have the right to a safe and habitable living environment. Understanding what repairs your landlord must perform can help ensure your...
What can you do when debt collectors harass you after settlement?
When you settle a debt, you expect the phone calls and letters from debt collectors to stop. Unfortunately, some collectors might continue to harass you. There are several steps you can take if you find yourself in this frustrating situation. Understand your rights...
Can your landlord evict you for being pregnant?
Overwhelming urges to clean and organize your living space are a normal part of pregnancy. The last things a pregnant woman wants to do during this time is receive an eviction notice and search for a new place to live. If you are pregnant and your landlord is...
How to handle reporting errors on your credit report
Discovering errors on your credit report can be unsettling, especially when you know how much these reports influence your financial opportunities. Credit reports affect your ability to borrow money, secure housing and sometimes even get a job. It is important to...
What you need to know about defaulting on a payday loan
When you take out a payday loan, you are borrowing money against your next paycheck. These loans typically have high interest rates and short repayment terms, which can make them difficult to repay on time. If you fail to repay a payday loan, you may face serious...
Tenant rights and wear and tear
Renting a home involves responsibilities for both the tenant and the landlord. Among these responsibilities is understanding the difference between normal wear and tear and damage. This understanding is important for protecting tenant rights and ensuring fair...
Can your landlord keep your security deposit in Maryland?
Security deposits can be a significant portion of money. When leaving to go to a new home, those funds can come in handy. However, there are times when a landlord may refuse to return part or all of a security deposit. Tenants may wonder if this is legal, and the...
Why are landlord disclosures important?
When you want to move into a new rental property, there is a list of things to consider, such as location and amenities. However, one important aspect that might not always be obvious is landlord disclosures. These are pieces of information that landlords must legally...
