Renting a property in Maryland can sometimes lead to encounters with less-than-ideal landlords, commonly known as 'slumlords'. These landlords often neglect their responsibilities, offering substandard living conditions to their tenants. Identifying a slumlord early...
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Year: 2023
4 popular myths concerning debt collection
Debt collection is a topic around which there are many misperceptions. Understanding the reality can reduce worry in individuals facing debt-related challenges. Debunking prevalent debt collection misunderstandings should put those who owe money in the right frame of...
What to look for in a favorable lease agreement
Securing a comfortable and secure living space involves more than just choosing the right apartment or house. It is extremely important to make sure that your lease agreement contains favorable terms before you sign. As a tenant, understanding what to look for in a...
Common types of deceptive business practices
Consumers may be vulnerable to deceptive practices of unscrupulous businesses. For this reason, federal and state protections exist to shield shoppers from dishonest companies. Recognizing fraudulent tactics lets you protect your interests and make informed choices....
Do I have rights after a vehicle repossession?
According to Yahoo, the United States has had an increase of 20.4% in auto repossessions in 2023. Experiencing a vehicle repossession can be a stressful and overwhelming situation. In Maryland, there are specific rules and regulations in place that outline your rights...
How do some collection agencies harass senior citizens?
Collection agencies, in their pursuit of unpaid debts, often target senior citizens in Maryland. The state does have laws to protect consumers from abusive debt-collection practices. However, despite these regulations, some collection agencies may resort to harassing...
Lemon law in Maryland
In Maryland, approximately 2% of new vehicles sold each year turn out to be "lemons," according to recent statistics from the Attorney General's Office. This figure highlights the importance of understanding lemon law, a safeguard for consumers who unknowingly...
5 poor living conditions that violate a lease agreement
A lease agreement is a legally binding contract between a landlord and a tenant. Both parties have certain responsibilities outlined in the lease, and one important aspect is maintaining the property's habitability. When landlords fail to provide adequate living...
Debt collection harassment tactics and how to defend yourself
Dealing with debt collectors in Maryland can be stressful. While collectors have the right to collect money owed, consumers also have rights that protect them from harassment. Debt collectors sometimes employ various shady tactics to recover debts. Maryland residents...
Do you have an obligation to answer debt collector calls?
When the phone rings it can stir feelings of apprehension, especially if you think it is your debt collector calling. The U.S. Bureau of Labor Statistics estimates that there are close to 200,000 debt collection agents working in the U.S. as of 2021. Many wonder if...