SVO Santoni, Vocci & Ortega LLC

Schedule A Consult Today:
443-782-5596

Offering high-quality, cost-effective representation to consumers throughout Maryland

  1. Home
    2.  → 
  2. Consumer Rights
    3.  → 
  3. Credit Reporting Errors
    4.  → The Fair Credit Reporting Act

Helping Consumers With FCRA Claims

The Fair Credit Reporting Act (FCRA) protects consumers’ right to privacy and an accurate credit report. If a creditor, employer, landlord or credit reporting agency violates the FCRA, you may have the right to seek compensation.

We are Santoni, Vocci & Ortega, LLC, a law firm serving clients in Baltimore and the surrounding metro area. With decades of combined legal experience, our attorneys are devoted to standing up to powerful companies, including lenders and credit reporting agencies.

The FCRA: What To Know

Federal lawmakers created the Fair Credit Reporting Act to govern credit reports, background checks and consumer privacy. In short, the FCRA requires that all credit reports be:

  • Accurate
  • Available to you upon request
  • Used only for certain purposes

Any violation of the FCRA could leave you with monetary or nonmonetary damages. For example, employers often pull prospective employees’ credit reports during a background check. If false information on your credit report prompts an employer not to hire you, you might have grounds for a lawsuit.

Tenacious Litigators For FCRA Claims

We are committed to advocating for consumers’ rights. Violations of the Fair Credit Reporting Act can damage everyday Marylanders. As seasoned litigators with numerous successful trial results throughout Maryland, we are ready to go to court for you. Our reputation in the courtroom means that defendants know that we are prepared to file a lawsuit against them. This often gives us the upper hand in negotiating a settlement.

Speak With A Consumer Rights Advocate Today

Our lawyers can help you dispute inaccurate information on your credit report. If you have an actionable claim, we can help you seek compensation for your damages. Call 443-782-5596 or send us an email to set up a consultation about your credit report with a skilled legal professional at our firm.