Credit Reporting Errors
Credit reports are not always accurate. If you believe that your credit report has errors that have damaged your credit score and are preventing you from getting loans, buying a home, or renting an apartment, Santoni, Vocci & Ortega, LLC, can help you. We will act swiftly to assist you and work to get you compensation for reporting agency errors when appropriate.
What Causes Credit Reporting Errors?
Faulty information can show up on your credit report for several reasons. Some of the most common reasons why creditors make reporting errors include:
- Accidentally reporting false information
- Falsely reporting debts as past due
- Mistaking your name for someone else’s
- Someone else stealing your identity
Even a minor error on your report could negatively impact your ability to buy a car, a house or even to get a job.
We Stand Up To Powerful Institutions
You have the right to dispute faulty information on your credit report. Under the Fair Credit Reporting Act, or FCRA, the credit reporting agency must conduct an investigation of any dispute within 30 days and inform you of the results.
Unfortunately, getting these entities to fulfill their duties is not always easy. Our consumer lawyers can help you take which steps to take to right the wrongful information or file a lawsuit for compensation.
Get Our Help To Dispute Your Credit Report
You do not deserve the negative consequences of an error on your credit report. Let us help you put it right. Contact our law office in Baltimore to set up an initial consultation with an attorney. Call 443-782-5596 or send us an email to begin.