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Helping Consumers with FRCA Claims

The Fair Credit Reporting Act (FRCA) protects consumers’ right to privacy and an accurate credit report. If a creditor, employer, landlord or credit reporting agency violates the FRCA, you may have the right to seek compensation.

We are Santoni, Vocci & Ortega, LLC, a law firm serving clients in Baltimore and the surrounding metro area. With more than 50 years of combined legal experience, our attorneys are devoted to standing up to powerful companies, including lenders and credit reporting agencies.

The FRCA: What To Know

Federal lawmakers created the Fair Credit Reporting Act to govern credit reports, background checks and consumer privacy. In short, the FRCA requires that all credit reports be:

  • Accurate
  • Available to you upon request
  • Used only for certain purposes

Any violation of the FRCA could leave you with monetary or nonmonetary damages. For example, employers often pull prospective employees’ credit reports during a background check. If false information on your credit report prompts an employer not to hire you, you might have grounds for a lawsuit.

Tenacious Litigators For FRCA Claims

We are committed to advocating for consumers’ rights. Violations of the Fair Credit Reporting Act can damage everyday Marylanders. As seasoned litigators with numerous successful trial results throughout Maryland, we are ready to go to court for you. Our reputation in the courtroom means that defendants know that we are prepared to file a lawsuit against them. This often gives us the upper hand in negotiating a settlement.

Speak With A Consumer Rights Attorney Today

Our lawyers can help you dispute inaccurate information on your credit report. If you have an actionable claim, we can help you seek compensation for your damages. Call 443-782-5596 or send us an email to set up a consultation about your credit report with one of our attorneys.