Offering high-quality, cost-effective representation to consumers throughout Maryland
Getting into a financial bind means you may have to stop paying one or two accounts until you can get back on better footing. When debt collectors start trying to get you to pay back the money you owe, they must do it according to the law. Both federal and state laws...
Debt collectors can be incredibly diligent in trying to contact you about debt. You may become upset over calls you receive. Luckily, federal laws set the rules for how debt collectors may use the phone in their attempt to contact you. Time limits Debt collectors must...
Reporting rental payment information to credit bureaus has drawbacks, especially for lower income renters. The National Consumer Law Center has published a paper on the issues presented when rental payment information is automatically reported to the credit bureaus.
Losing your vehicle to a repossession is a terrible situation, but you do have some rights. It is important to be aware of what the lender must do before and after taking your car. The Maryland Department of Labor explains auto lenders must follow all the typical debt...
These days, it is common to find many stores with online shops where you can easily buy items online. Fortunately, the Fair Credit Billing Act protects consumers who use their credit cards online, even if they use them in stores outside of the state. This includes...
The landlord-tenant relationship has the potential to be complex. There are both personal and legal considerations and spoken and unspoken obligations on both parties' sides. As a result, there is also the possibility of conflict, particularly when landlords fail to...
Many circumstances may lead to a person owing a debt. While debt collection is legal, debt collectors must adhere to the law in how they seek to obtain payment. Illegal debt collection practices often include techniques that harass and threaten people, causing stress,...
Owing money to creditors is extremely stressful. In addition to your concerns about your finances, you may also experience stress when it comes to creditor interactions. This is especially true when dealing with aggressive tactics and techniques. However, keep in mind...
Knowing a vehicle's history after purchase is imperative to whether you received a good deal or a used car dealer tried to scam you. From pictures or first glance, you may not notice water damage. Likewise, dealers can clean cars up so you cannot tell outright that...
Auto loans represent the third-largest consumer credit category in the U.S. If you do not make your auto loan on time, your lender has the right to repossess your SUV. However, illegal repos are increasing today. Does this issue affect you? About vehicle repossessions...