Offering high-quality, cost-effective representation to consumers throughout Maryland
Debt collectors have a difficult job, and they often resort to strange methods in order to get the money they need. However, the Fair Debt Collection Practices Act (FDCPA) exists as a way of combatting debt-collecting behavior from getting out of hand. Unfortunately,...
If you are delinquent on your car payments, you can expect your lender to repossess your vehicle. While traumatic for you, car repossessions are exceedingly common in the U.S. In fact, according to reporting from CBS News, even many Americans with good credit scores...
Financing automobiles is big business in the U.S. Indeed, according to Lending Tree, Americans collectively owe roughly $1.46 trillion on the cars, trucks and SUVs they drive every day. This means car loans account for approximately 9% of all the outstanding debt in...
Renting allows for more frequent moves and less financial attachment to your location. However, moving gets expensive especially when there are extra fees involved. Understand the basics of your rights when moving in and out of a location to ensure your landlord's...
The state of Maryland faces a bed bug crisis. Bed bugs are parasitic insects that feed on blood. They do not spread diseases, but their bites cause painful, itchy skin lesions. Some people have allergic reactions to bed bug saliva and, in a severe infestation, bed...
Getting into a financial bind means you may have to stop paying one or two accounts until you can get back on better footing. When debt collectors start trying to get you to pay back the money you owe, they must do it according to the law. Both federal and state laws...
Debt collectors can be incredibly diligent in trying to contact you about debt. You may become upset over calls you receive. Luckily, federal laws set the rules for how debt collectors may use the phone in their attempt to contact you. Time limits Debt collectors must...
Reporting rental payment information to credit bureaus has drawbacks, especially for lower income renters. The National Consumer Law Center has published a paper on the issues presented when rental payment information is automatically reported to the credit bureaus.
Losing your vehicle to a repossession is a terrible situation, but you do have some rights. It is important to be aware of what the lender must do before and after taking your car. The Maryland Department of Labor explains auto lenders must follow all the typical debt...
These days, it is common to find many stores with online shops where you can easily buy items online. Fortunately, the Fair Credit Billing Act protects consumers who use their credit cards online, even if they use them in stores outside of the state. This includes...